It’s never too early to talk to your children about money matters. In fact, the sooner you start, the more you can build on their financial foundation as they get older. You need to teach your kids about money so here are some tips for helping your kids understand...
Money is one of the biggest sources of contention for many couples today. And with all of the economic uncertainty in the world, it’s a great time to start discussing any financial issues with your spouse. All couples should cover various financial topics throughout...
If you want to become a homeowner and you're carrying debt, you may be asking yourself, "Should I pay off debt before buying a house?" Luckily, carrying debt doesn't have to ruin your chances of getting approved for the home you want. But should you pay off debt or...
As of June 2022, the Bank of Canada has continued to increase policy interest rates, and the prime rate is 3.7%. While this number is low on a historical level, it is the highest rate it’s been since before the pandemic. The Bank of Canada also announced that the key...
If you’ve ever looked at the price of a new home and felt immediately overwhelmed, you’re not alone. Buying a home is one of the biggest financial decisions you’ll make in your life and it can seem out of reach at times. The good news is there is help available for...
Whether you’re buying your first home or looking to move up to a bigger home, there are a lot of steps involved and it’s easy to get overwhelmed. If you want your home buying experience to be easier and more enjoyable, the best thing you can do is educate yourself...
The discussion on whether to rent or buy a home leaves a lot to consider. It’s common to think that it’s always better to buy than to rent. In theory, of course, it is better to invest in your future and build equity. However, there are a lot of places in Canada where...
Once you’ve decided to buy a home, the first order of business is to figure out how much you can afford to spend. This includes deciding on the amount you want to pay up front in the form of a down payment. In general, down payments in Canada are a minimum of five...
Are you tired of throwing your money away on rent? Are you ready to save for your dream home (or a starter home) of your own? Well, you’re in luck. In this blog post, I will teach you how to save for a house while renting. Follow these simple steps, and you will be on...
Yes, a home warranty and the insurance policy for your home are both meant to protect homeowners from possible issues in and around their home. However, there are some major differences between home warranty and homeowners insurance that you should know about. In this...
It’s never too early to talk to your children about money matters. In fact, the sooner you start, the more you can...
Money is one of the biggest sources of contention for many couples today. And with all of the economic uncertainty in...
If you want to become a homeowner and you're carrying debt, you may be asking yourself, "Should I pay off debt before...
As of June 2022, the Bank of Canada has continued to increase policy interest rates, and the prime rate is 3.7%. While...
If you’ve ever looked at the price of a new home and felt immediately overwhelmed, you’re not alone. Buying a home is...