Buying a home is one of the most important financial decisions that you’ll make in your lifetime and requires a lot of consideration. When you’re ready to buy a home, mortgage insurance is a topic that will come up depending on how much you have saved up for a down...
Before you start dreaming of marble countertops and feature walls, it’s important to know what you’re getting into with your mortgage. This means you should be asking some key mortgage questions before you start house shopping. It can seem like a complicated process...
One common issue for home buyers is the confusion about the difference between pre-qualified and pre-approved when it comes to the mortgage process. Having a mortgage pre-qualification is a good first step but it does not mean you are pre-approved for the loan. A...
If you’re been planning on building a new home, you already know the major benefits. We’re talking about more customization options; more efficient energy consumption than older houses; higher quality construction materials; reduced maintenance costs; and fewer...
Once you've decided it's time to move up into a larger home, it's time to consider the criteria for the perfect new dwelling. You want more room, but how much? There are choices to make when it comes to the layout of the house, which amenities to include, and how much...
When you purchase your first home, the larger the down payment, the smaller your monthly payments will be. Besides that, if you have a down payment of 20 percent or more, you’ll be able to avoid paying a mortgage insurance premium. It can seem daunting to save enough...
Buying a new home is a fun and exciting process. Many people love looking at features on homes and picking out the perfect property for their needs. Home warranties usually take a back seat to other things on the buyer's list of things to worry about. However, a home...
Building a new home is a fun and exciting process for everyone involved. There are so many decisions that buyers have to make. Builders in the Calgary area are busier than ever. With the surge in demand for housing, now is a great time to build a house. When building...
Whether you’re buying your first home or looking to move up to a bigger home, there are a lot of steps involved and...
The discussion on whether to rent or buy a home leaves a lot to consider. It’s common to think that it’s always better...
Once you’ve decided to buy a home, the first order of business is to figure out how much you can afford to spend. This...
Are you tired of throwing your money away on rent? Are you ready to save for your dream home (or a starter home) of...
Mandatory new home warranties in Alberta offer another layer of protection for homeowners making one of the biggest...